Always stay within budget

Like with all long term investments, budgeting is the most important part. Ensure that you know your affordability, and be sure to plan for unexpected events. Always factor in savings when making your bond calculations.

It’s best practice to take a bond that is less than the maximum you can afford, and pay that additional surplus funds into the bond every month. This will reduce your total interest gained dramatically. If trouble comes, you can simply and temporarily redirect that surplus to your emergency.

Although every effort has been made to ensure the accuracy of these calculators, A Happy Space (Pty Ltd), ooba (Pty) Ltd., and their subsidiaries accept no liability in respect of any errors contained herein. Under no circumstances will A Happy Space (Pty Ltd), ooba (Pty) Ltd, or their subsidiaries be liable for any loss or damages whatsoever arising from the use of these calculators.